--- canonical_url: https://lendb.ai/lo/trish-modrowski-1319704 json_url: https://lendb.ai/lo/trish-modrowski-1319704.json nmls_id: 1319704 last_verified: 2026-10-16 --- # Trish Modrowski Sr. Mortgage Banker at NBH Bank, Fort Collins, CO. NMLS ID 1319704 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1319704)). Trish Modrowski, NMLS 1319704, works as a Sr. Mortgage Banker at NBH Bank in Fort Collins, Colorado and is licensed in Colorado since 2015. Trish's lender page shows a focus on FHA loan and VA loan. **Summary:** Trish Modrowski (NMLS 1319704) is Sr. Mortgage Banker at NBH Bank, based in Fort Collins, CO. Licensed in Colorado, confirmed with the state regulator (license 100500605). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan and VA loan. Earliest state license record: October 22, 2015 (Colorado), per state regulator. Last verified 2026-10-16. ## Quick answers ### Is Trish licensed in Colorado? Yes. Colorado regulator records list license 100500605 as active, first effective October 22, 2015 (verified 2026-10-16). Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=166927&contact=364870. ### Does Trish do FHA loans? Trish's profile lists FHA loan as a focus (from their lender profile page). It also lists VA loan. Source: https://www.cobnks.com/banker/trish-modrowski/. ### What lender does Trish work for? NBH Bank, company NMLS 465954, from the Fort Collins, CO office, per the lender's own site (verified 2026-10-16). Source: https://www.cobnks.com/banker/trish-modrowski/. ### How long has Trish been licensed? The earliest state license record LenDb holds for Trish is from October 22, 2015 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=166927&contact=364870. ## At a glance - Earliest state license record: October 22, 2015 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Patricia M. Modrowski (CO, as of 2026-10-09) - Licensed in: Colorado (CO, confirmed) - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.cobnks.com/banker/trish-modrowski/ - **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.cobnks.com/banker/trish-modrowski/ ## About Trish Modrowski is a Sr. Mortgage Banker in Fort Collins, CO. They state they have extensive experience in residential mortgage lending, with expertise in VA, FHA and specialty loan programs and a focus on structuring complex transactions. Source: LenDb summary of the lender page, verified 2026-10-16. ## Facts from the lender page and intro - other: Known for building lasting relationships with clients, agents and industry partners. Source: https://www.cobnks.com/banker/trish-modrowski/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | CO | Colorado regulator | state_license | 100500605 | active | confirmed | 2015-10-22 | state_regulator | 2026-10-16 | ## Employment history - ? to present: NBH Bank (NMLS 465954), Fort Collins, CO. Source: https://www.cobnks.com/banker/trish-modrowski/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1319704 ## Contact - View profile at NBH Bank: https://www.cobnks.com/banker/trish-modrowski/ - Office phone and Email on file: shown at https://lendb.ai/lo/trish-modrowski-1319704#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1319704 - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=166927&contact=364870 - lender_site: https://www.cobnks.com/banker/trish-modrowski/ Cite as: Trish Modrowski (NMLS 1319704), NBH Bank. LenDb.ai, https://lendb.ai/lo/trish-modrowski-1319704, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._