---
canonical_url: https://lendb.ai/lo/troy-baldwin-2152192
json_url: https://lendb.ai/lo/troy-baldwin-2152192.json
nmls_id: 2152192
last_verified: 2026-10-09
---

# Troy Baldwin

Loan Officer at Guild Mortgage, Fort Collins, CO. NMLS ID 2152192 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2152192)).

**Summary:** Troy Baldwin (NMLS 2152192) is Loan Officer at Guild Mortgage, based in Fort Collins, CO. Licensed in Colorado, confirmed with the state regulator (license 100525094). Also lists California and Wyoming on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Reverse mortgage and Down payment assistance. Licensed since 2021 (per Colorado records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://branches.guildmortgage.com/co/fortcollins/troy-baldwin-629-hptb.html, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed), California (CA, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/fortcollins/troy-baldwin-629-hptb.html
- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/fortcollins/troy-baldwin-629-hptb.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.24, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/fortcollins/troy-baldwin-629-hptb.html

## About

Troy brings over 30 years of operations and manufacturing experience to mortgage lending, specializing in reverse mortgages and first-time buyer education. He focuses on craftsmanship, clarity, and personalized home financing solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://branches.guildmortgage.com/co/fortcollins/troy-baldwin-629-hptb.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100525094 | active | confirmed | 2021-06-15 | state_regulator | 2026-10-10 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Fort Collins, CO. Source: https://branches.guildmortgage.com/co/fortcollins/troy-baldwin-629-hptb.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2152192

## Contact

- linkedin_url: https://www.linkedin.com/in/troy-baldwin-295ab8143/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/co/fortcollins/troy-baldwin-629-hptb.html
- Office phone and Email on file: shown at https://lendb.ai/lo/troy-baldwin-2152192#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2152192
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=275951&contact=498856
- lender_site: https://branches.guildmortgage.com/co/fortcollins/troy-baldwin-629-hptb.html

Cite as: Troy Baldwin (NMLS 2152192), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/troy-baldwin-2152192, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._