---
canonical_url: https://lendb.ai/lo/troy-bingman-273629
json_url: https://lendb.ai/lo/troy-bingman-273629.json
nmls_id: 273629
last_verified: 2026-10-09
---

# Troy Bingman

Branch Partner at ALCOVA Mortgage, Winchester, VA. NMLS ID 273629 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/273629)).

**Summary:** Troy Bingman (NMLS 273629) is Branch Partner at ALCOVA Mortgage, based in Winchester, VA. Lists Virginia and West Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- community: Supports Blue Ridge Board of Realtors. Source: https://alcova.com/loan-officer/tbingman/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Winchester, VA. Source: https://alcova.com/loan-officer/tbingman/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/273629

## Contact

- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/tbingman/
- Office phone and Email on file: shown at https://lendb.ai/lo/troy-bingman-273629#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/273629
- lender_site: https://alcova.com/loan-officer/tbingman/

Cite as: Troy Bingman (NMLS 273629), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/troy-bingman-273629, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._