---
canonical_url: https://lendb.ai/lo/troy-bird-277770
json_url: https://lendb.ai/lo/troy-bird-277770.json
nmls_id: 277770
last_verified: 2026-10-09
---

# Troy Francis Bird

Senior Loan Officer at Guild Mortgage, Sacramento, CA. NMLS ID 277770 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277770)).

**Summary:** Troy Francis Bird (NMLS 277770) is Senior Loan Officer at Guild Mortgage, based in Sacramento, CA. Lists California on the lender page (not yet checked with the state regulator). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://branches.guildmortgage.com/ca/sacramento/troy-bird-589-cktb.html, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Troy has over 30 years in mortgage banking and is known throughout the Sacramento region for sincerity, integrity and honesty.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://branches.guildmortgage.com/ca/sacramento/troy-bird-589-cktb.html, verified 2026-10-09.
- credential: Member of Mortgage Bankers Association (MBA). Source: https://branches.guildmortgage.com/ca/sacramento/troy-bird-589-cktb.html, verified 2026-10-09.
- education: Graduate of Christian Brothers High School and California State University, Sacramento. Source: https://branches.guildmortgage.com/ca/sacramento/troy-bird-589-cktb.html, verified 2026-10-09.
- community: Active member of West Sacramento Rotary Club, Sacramento Sutter Club, and La Salle Club; past president of Christian Brothers Alumni Association. Source: https://branches.guildmortgage.com/ca/sacramento/troy-bird-589-cktb.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Sacramento, CA. Source: https://branches.guildmortgage.com/ca/sacramento/troy-bird-589-cktb.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277770

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/sacramento/troy-bird-589-cktb.html
- Office phone and Email on file: shown at https://lendb.ai/lo/troy-bird-277770#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/277770
- lender_site: https://branches.guildmortgage.com/ca/sacramento/troy-bird-589-cktb.html

Cite as: Troy Francis Bird (NMLS 277770), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/troy-bird-277770, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._