---
canonical_url: https://lendb.ai/lo/troy-morrow-93590
json_url: https://lendb.ai/lo/troy-morrow-93590.json
nmls_id: 93590
last_verified: 2026-10-16
---

# Troy Morrow

Factory Built Senior Loan Officer at 1st Security Bank of Washington, Lacey, WA. NMLS ID 93590 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/93590)).

Based in Lacey, Washington, Troy Morrow (NMLS 93590) is a Factory Built Senior Loan Officer at 1st Security Bank of Washington.

**Summary:** Troy Morrow (NMLS 93590) is Factory Built Senior Loan Officer at 1st Security Bank of Washington, based in Lacey, WA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 30 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Troy licensed?

Troy works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Troy work for?

1st Security Bank of Washington, company NMLS 761985, from the Lacey, WA office, per the lender's own site (verified 2026-10-16). Source: https://www.fsbwa.com/loan-officers/troy-morrow.

### How much experience does Troy have?

Troy states 30 years of experience. Source: https://www.fsbwa.com/loan-officers/troy-morrow.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.fsbwa.com/loan-officers/troy-morrow, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Video intro available

Troy has a short recorded video intro on 1st Security Bank of Washington's site.

Watch on 1st Security Bank of Washington's site: https://www.fsbwa.com/loan-officers/troy-morrow

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.fsbwa.com/loan-officers/troy-morrow, verified 2026-10-16.
- community: Board of Directors, Oregon Manufactured Home Association. Source: https://www.fsbwa.com/loan-officers/troy-morrow, verified 2026-10-16.
- community: Finance Director on the Board of the Northwest Housing Association. Source: https://www.fsbwa.com/loan-officers/troy-morrow, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: 1st Security Bank of Washington (NMLS 761985), Lacey, WA. Source: https://www.fsbwa.com/loan-officers/troy-morrow, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/93590

## Contact

- application_url: https://mortgage.fsbwa.com/dr/c/wqkr9 (source: lender_site, verified 2026-10-26)
- View profile at 1st Security Bank of Washington: https://www.fsbwa.com/loan-officers/troy-morrow
- Office phone and Email on file: shown at https://lendb.ai/lo/troy-morrow-93590#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/93590
- lender_site: https://www.fsbwa.com/loan-officers/troy-morrow

Cite as: Troy Morrow (NMLS 93590), 1st Security Bank of Washington. LenDb.ai, https://lendb.ai/lo/troy-morrow-93590, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._