---
canonical_url: https://lendb.ai/lo/troy-sears-216683
json_url: https://lendb.ai/lo/troy-sears-216683.json
nmls_id: 216683
last_verified: 2026-10-09
---

# Troy Sears

Regional Vice President at CrossCountry Mortgage, Morganville, NJ. NMLS ID 216683 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216683)).

**Summary:** Troy Sears (NMLS 216683) is Regional Vice President at CrossCountry Mortgage, based in Morganville, NJ. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Connecticut, Georgia, Illinois, North Carolina, New Jersey and New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2018 (per Florida records). States 17 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 17 (source: https://crosscountrymortgage.com/morganville-nj-3428/troy-sears/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/morganville-nj-3428/troy-sears/

## About

Troy began his mortgage career in 2009 with a focus on superior customer service and competitive rates. As regional vice president at the Morganville branch, he leads a team rated #1 local lender in Monmouth and Ocean counties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 17. Source: https://crosscountrymortgage.com/morganville-nj-3428/troy-sears/, verified 2026-10-09.
- credential: Rated as #1 Local Lender in Monmouth and Ocean counties. Source: https://crosscountrymortgage.com/morganville-nj-3428/troy-sears/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO57544 | active | confirmed | 2018-11-16 | state_regulator | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 94626 | active | confirmed |  | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Morganville, NJ. Source: https://crosscountrymortgage.com/morganville-nj-3428/troy-sears/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216683

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/morganville-nj-3428/troy-sears/
- Office phone and Email on file: shown at https://lendb.ai/lo/troy-sears-216683#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/216683
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/morganville-nj-3428/troy-sears/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Troy Sears (NMLS 216683), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/troy-sears-216683, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._