{
  "canonical_url": "https://lendb.ai/lo/troy-thingelstad-2819460",
  "loan_officer": {
    "nmls_id": 2819460,
    "slug": "troy-thingelstad-2819460",
    "canonical_url": "https://lendb.ai/lo/troy-thingelstad-2819460",
    "md_url": "https://lendb.ai/lo/troy-thingelstad-2819460.md",
    "json_url": "https://lendb.ai/lo/troy-thingelstad-2819460.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2819460",
    "full_name": {
      "value": "Troy Thingelstad",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Troy",
    "last_name": "Thingelstad",
    "headshot_url": {
      "value": "https://firsthome.com/wp-content/uploads/2026/05/Thingelstad-Troy.jpg",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Troy is a dedicated mortgage loan officer serving Washington County, Maryland and surrounding areas since 1996. He has extensive experience in finance and lending over the decades, guiding clients through the mortgage process with personalized solutions.",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 71603,
      "lender_name": "First Home Mortgage",
      "lender_slug": "first-home-mortgage-71603",
      "branch_city": "Prince Frederick",
      "branch_state": "MD",
      "branch_zip": "20678",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 71603,
        "lender_name": "First Home Mortgage",
        "lender_slug": "first-home-mortgage-71603",
        "branch_city": "Prince Frederick",
        "branch_state": "MD",
        "branch_zip": "20678",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "121618",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      },
      {
        "state": "DE",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1996",
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Washington County, Maryland and surrounding areas",
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor of Science in Business Administration from Towson University",
        "source": "lender_site",
        "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:30:54.70225+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/troy-thingelstad-2819460#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://firsthome.com/loan-officers/troy-thingelstad/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}