---
canonical_url: https://lendb.ai/lo/tyler-gray-1245563
json_url: https://lendb.ai/lo/tyler-gray-1245563.json
nmls_id: 1245563
last_verified: 2026-10-09
---

# Tyler Gray

Loan Officer at Xpert Home Lending, Santa Barbara, CA. NMLS ID 1245563 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1245563)).

**Summary:** Tyler Gray (NMLS 1245563) is Loan Officer at Xpert Home Lending, based in Santa Barbara, CA. Lists Alabama, California and Tennessee on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Alabama (AL, lender_reported), California (CA, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tyler began his mortgage career in 2014 and later moved to private mortgage banking in Santa Barbara, CA. He specializes in helping homebuyers with unique financial situations and prioritizes clear communication and accessibility.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 2014. Source: https://xperthomelending.com/loan-directory/tyler-gray, verified 2026-10-09.
- service_area: Santa Barbara, CA; also serves AL, CA, TN. Source: https://xperthomelending.com/loan-directory/tyler-gray, verified 2026-10-09.
- role: Works with homebuyers with unique financial situations. Source: https://xperthomelending.com/loan-directory/tyler-gray, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), Santa Barbara, CA. Source: https://xperthomelending.com/loan-directory/tyler-gray, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1245563

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/tyler-gray
- Office phone and Email on file: shown at https://lendb.ai/lo/tyler-gray-1245563#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1245563
- lender_site: https://xperthomelending.com/loan-directory/tyler-gray

Cite as: Tyler Gray (NMLS 1245563), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/tyler-gray-1245563, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._