{
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  "loan_officer": {
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    "canonical_url": "https://lendb.ai/lo/tyler-speakman-1716165",
    "md_url": "https://lendb.ai/lo/tyler-speakman-1716165.md",
    "json_url": "https://lendb.ai/lo/tyler-speakman-1716165.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1716165",
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    },
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    "headshot_url": {
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      "verified_at": "2026-10-09"
    },
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      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
      "verified_at": "2026-10-09"
    },
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      "value": "Loan Officer",
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      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
      "verified_at": "2026-10-09"
    },
    "languages": {
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      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
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    "claimed_at": null,
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      "lender_slug": "crosscountry-mortgage-3029",
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      "branch_state": "TX",
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      "end_date": null,
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        "end_date": null,
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        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
        "verified_at": "2026-10-09"
      }
    ],
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        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
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        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
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        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
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        "evidence": "lender_page_text",
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        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "D Magazine Best Mortgage Professional 2023-2024",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Five Star Mortgage Professional 2022-2026",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
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    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/tyler-speakman-1716165#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-speakman/",
      "verified_at": "2026-10-09"
    },
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    "federal_registration": null
  }
}