---
canonical_url: https://lendb.ai/lo/urvish-bhagat-2154734
json_url: https://lendb.ai/lo/urvish-bhagat-2154734.json
nmls_id: 2154734
last_verified: 2026-10-28
---

# Urvish Bhagat

Loan officer at NEXA Mortgage, Louisville, KY. NMLS ID 2154734 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2154734)).

Urvish Bhagat (NMLS 2154734) is a mortgage loan officer at NEXA Mortgage in Louisville, Kentucky, licensed in Texas since 2023 and in Florida, Missouri and Illinois.

**Summary:** Urvish Bhagat (NMLS 2154734) is a loan officer at NEXA Mortgage, based in Louisville, KY. Licensed in 4 states confirmed with state regulators: Florida, Texas, Missouri and Illinois. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: January 26, 2023 (Texas), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Urvish licensed in Florida?

Yes. Florida regulator records list license LO133649 as active, first effective December 3, 2024 (verified 2026-10-15). LenDb has 3 other states on file for Urvish. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Urvish work for?

NEXA Mortgage, company NMLS 1660690, from the Louisville, KY office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Urvish been licensed?

The earliest state license record LenDb holds for Urvish is from January 26, 2023 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: January 26, 2023 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Missouri (MO, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO133649 | active | confirmed | 2024-12-03 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-01-26 | state_regulator | 2026-10-13 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| IL | Illinois regulator | state_license | 31.0092123 | active | confirmed | 2025-11-07 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690), Louisville, KY. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2154734

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2154734
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- manual (lender programs): https://nexamortgage.com

Cite as: Urvish Bhagat (NMLS 2154734), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/urvish-bhagat-2154734, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._