---
canonical_url: https://lendb.ai/lo/uyen-nguyen-129812
json_url: https://lendb.ai/lo/uyen-nguyen-129812.json
nmls_id: 129812
last_verified: 2026-10-09
---

# Winnie Nguyen

Loan Originator at Envoy Mortgage, Oak Harbor, WA. NMLS ID 129812 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/129812)).

**Summary:** Winnie Nguyen (NMLS 129812) is Loan Originator at Envoy Mortgage, based in Oak Harbor, WA. Licensed in Florida, confirmed with the state regulator (license LO47040). Also lists Arizona, California, Nevada and Oregon on the lender page (not yet checked with the state regulator). Earliest state license record: September 15, 2017 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 15, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO47040 | active | confirmed | 2017-09-15 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Oak Harbor, WA. Source: https://www.envoymortgage.com/winnie-nguyen/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/129812

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/winnie-nguyen/
- Email on file: shown at https://lendb.ai/lo/uyen-nguyen-129812#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/129812
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.envoymortgage.com/winnie-nguyen/

Cite as: Winnie Nguyen (NMLS 129812), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/uyen-nguyen-129812, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._