---
canonical_url: https://lendb.ai/lo/valerie-cheyne-139888
json_url: https://lendb.ai/lo/valerie-cheyne-139888.json
nmls_id: 139888
last_verified: 2026-10-09
---

# Valerie Mae Cheyne

Loan Officer /  Reverse Mortgage Planner at Fairway Independent Mortgage Corporation, Coeur D Alene, ID. NMLS ID 139888 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/139888)).

**Summary:** Valerie Mae Cheyne (NMLS 139888) is Loan Officer /  Reverse Mortgage Planner at Fairway Independent Mortgage Corporation, based in Coeur D Alene, ID. Lists Colorado and Idaho on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. Earliest state license record: January 24, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 24, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, lender_reported), Idaho (ID, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.fairway.com/lo/valerie-cheyne-139888

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO116823 | expired | confirmed | 2023-01-24 | state_regulator | 2026-10-09 |
| CO | state_license | 100542373 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | MLO-10903 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Coeur D Alene, ID. Source: https://www.fairway.com/lo/valerie-cheyne-139888, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/139888

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/valerie-cheyne-139888
- Office phone and Email on file: shown at https://lendb.ai/lo/valerie-cheyne-139888#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/139888
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.fairway.com/lo/valerie-cheyne-139888

Cite as: Valerie Mae Cheyne (NMLS 139888), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/valerie-cheyne-139888, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._