---
canonical_url: https://lendb.ai/lo/valerie-feder-78680
json_url: https://lendb.ai/lo/valerie-feder-78680.json
nmls_id: 78680
last_verified: 2026-10-15
---

# Valerie Feder

Loan officer at GuardHill Financial LLC. NMLS ID 78680 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/78680)).

**Summary:** Valerie Feder (NMLS 78680) is a loan officer at GuardHill Financial LLC. Licensed in 4 states confirmed with state regulators: Florida, Texas, New York and Connecticut. Also lists California, Colorado, Massachusetts, New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Earliest state license record: July 21, 2014 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 21, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://guardhill.com/loan_officers/valerie-feder/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), New York (NY, confirmed), Connecticut (CT, confirmed), California (CA, lender_reported), Colorado (CO, lender_reported), Massachusetts (MA, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Feb 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 20. Source: https://guardhill.com/loan_officers/valerie-feder/, verified 2026-10-15.
- years_experience: since 2008. Source: https://guardhill.com/loan_officers/valerie-feder/, verified 2026-10-15.
- other: Rang the bell of the New York Stock Exchange in August 2006. Source: https://guardhill.com/loan_officers/valerie-feder/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO25859 | active | confirmed | 2014-07-21 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2026-04-22 | state_regulator | 2026-10-13 |
| NY | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |
| CT | state_license | LO-78680 | active | confirmed |  | state_regulator | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: GuardHill Financial LLC (NMLS 1609). Source: https://guardhill.com/loan_officers/valerie-feder/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/78680

## Contact

- View profile at GuardHill Financial LLC: https://guardhill.com/loan_officers/valerie-feder/

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/78680
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- lender_site: https://guardhill.com/loan_officers/valerie-feder/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Valerie Feder (NMLS 78680), GuardHill Financial LLC. LenDb.ai, https://lendb.ai/lo/valerie-feder-78680, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._