{
  "canonical_url": "https://lendb.ai/lo/valerie-rich-swift-2535244",
  "lede": {
    "text": "Valerie Rich-Swift, NMLS 2535244, works as a Loan Originator at Barrett Financial Group in Gilbert, Arizona, serving Arizona. Valerie's lender page shows a focus on self-employed, VA loan and FHA loan.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Valerie licensed in Arizona?",
      "a": "Barrett Financial Group's page for Valerie lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "verified_at": "2026-10-20"
    },
    {
      "q": "Does Valerie list self-employed as a focus?",
      "a": "Valerie's profile lists self-employed as a focus (from their lender profile page). It also lists VA loan and FHA loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "verified_at": "2026-10-20"
    },
    {
      "q": "What lender does Valerie work for?",
      "a": "Barrett Financial Group, company NMLS 181106, from the Gilbert, AZ office, per the lender's own site (verified 2026-10-20).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "verified_at": "2026-10-20"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2535244,
    "slug": "valerie-rich-swift-2535244",
    "canonical_url": "https://lendb.ai/lo/valerie-rich-swift-2535244",
    "md_url": "https://lendb.ai/lo/valerie-rich-swift-2535244.md",
    "json_url": "https://lendb.ai/lo/valerie-rich-swift-2535244.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2535244",
    "full_name": {
      "value": "Valerie Rich-Swift",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "verified_at": "2026-10-20"
    },
    "first_name": "Valerie",
    "last_name": "Rich-Swift",
    "headshot_url": {
      "value": "https://d3i17xsp2ml938.cloudfront.net/sso/sCYZR2dLIB4ZvLs1muYWEJciTTBeYiVdtbmTtwmJ.png",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "verified_at": "2026-10-20"
    },
    "bio": null,
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "verified_at": "2026-10-20"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "verified_at": "2026-10-20"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 181106,
      "lender_name": "Barrett Financial Group",
      "lender_slug": "barrett-financial-181106",
      "branch_city": "Gilbert",
      "branch_state": "AZ",
      "branch_zip": "85297",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "verified_at": "2026-10-20"
    },
    "employment_history": [
      {
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "lender_slug": "barrett-financial-181106",
        "branch_city": "Gilbert",
        "branch_state": "AZ",
        "branch_zip": "85297",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.barrettfinancial.com/valerie-rich-swift",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
        "verified_at": "2026-10-20"
      }
    ],
    "licenses": [
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
        "verified_at": "2026-10-20",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
        "verified_at": "2026-10-20"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
        "verified_at": "2026-10-20"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
        "verified_at": "2026-10-20"
      }
    ],
    "lender_offers": [
      {
        "slug": "heloc",
        "label": "HELOC",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/valerie-r-532200a3/",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
        "verified_at": "2026-10-20"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "other",
        "value": "Has represented most mortgage insurance companies in both delegated and contract underwriting",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
        "verified_at": "2026-10-20"
      }
    ],
    "last_verified_at": "2026-10-20",
    "updated_at": "2026-10-20 14:37:51.410643+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/valerie-rich-swift-2535244#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/valerie-rich-swift",
      "verified_at": "2026-10-20"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}