---
canonical_url: https://lendb.ai/lo/valerie-rich-swift-2535244
json_url: https://lendb.ai/lo/valerie-rich-swift-2535244.json
nmls_id: 2535244
last_verified: 2026-10-20
---

# Valerie Rich-Swift

Loan Originator at Barrett Financial Group, Gilbert, AZ. NMLS ID 2535244 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2535244)).

Valerie Rich-Swift, NMLS 2535244, works as a Loan Originator at Barrett Financial Group in Gilbert, Arizona, serving Arizona. Valerie's lender page shows a focus on self-employed, VA loan and FHA loan.

**Summary:** Valerie Rich-Swift (NMLS 2535244) is Loan Originator at Barrett Financial Group, based in Gilbert, AZ. Lists Arizona on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, VA loan and FHA loan. Barrett Financial Group also offers HELOC, Jumbo loan, Non-QM loan, Reverse mortgage and USDA loan (a lender program, not confirmed as their own focus). Last verified 2026-10-20.

## Quick answers

### Is Valerie licensed in Arizona?

Barrett Financial Group's page for Valerie lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://www.barrettfinancial.com/valerie-rich-swift.

### Does Valerie list self-employed as a focus?

Valerie's profile lists self-employed as a focus (from their lender profile page). It also lists VA loan and FHA loan. Source: https://www.barrettfinancial.com/valerie-rich-swift.

### What lender does Valerie work for?

Barrett Financial Group, company NMLS 181106, from the Gilbert, AZ office, per the lender's own site (verified 2026-10-20). Source: https://www.barrettfinancial.com/valerie-rich-swift.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.90, verified 2026-10-20. Source: https://www.barrettfinancial.com/valerie-rich-swift
- **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-20. Source: https://www.barrettfinancial.com/valerie-rich-swift
- **FHA loan** (`fha`): from their lender profile page, confidence 0.80, verified 2026-10-20. Source: https://www.barrettfinancial.com/valerie-rich-swift

### Their lender offers (lender level: Barrett Financial Group's programs, not confirmed as this person's focus)

- **HELOC** (`heloc`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **Non-QM loan** (`non-qm`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **USDA loan** (`usda`): verified 2026-10-09. Source: https://www.barrettfinancial.com

## Facts from the lender page and intro

- other: Has represented most mortgage insurance companies in both delegated and contract underwriting. Source: https://www.barrettfinancial.com/valerie-rich-swift, verified 2026-10-20.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| AZ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |

## Employment history

- ? to present: Barrett Financial Group (NMLS 181106), Gilbert, AZ. Source: https://www.barrettfinancial.com/valerie-rich-swift, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2535244

## Contact

- linkedin_url: https://www.linkedin.com/in/valerie-r-532200a3/ (source: lender_site, verified 2026-10-20)
- View profile at Barrett Financial Group: https://www.barrettfinancial.com/valerie-rich-swift
- Office phone and Email on file: shown at https://lendb.ai/lo/valerie-rich-swift-2535244#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2535244
- lender_site: https://www.barrettfinancial.com/valerie-rich-swift
- lender_site (lender programs): https://www.barrettfinancial.com

Cite as: Valerie Rich-Swift (NMLS 2535244), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/valerie-rich-swift-2535244, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
