---
canonical_url: https://lendb.ai/lo/vallorie-gilbreath-1486942
json_url: https://lendb.ai/lo/vallorie-gilbreath-1486942.json
nmls_id: 1486942
last_verified: 2026-10-27
---

# Vallorie Gilbreath

Loan officer at United Lending Team, INC. NMLS ID 1486942 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1486942)).

Vallorie Gilbreath (NMLS 1486942) is a mortgage loan officer at United Lending Team, INC, licensed in Wyoming since 2025 and in Florida.

**Summary:** Vallorie Gilbreath (NMLS 1486942) is a loan officer at United Lending Team, INC. Licensed in 2 states confirmed with state regulators: Florida and Wyoming. Earliest state license record: August 11, 2025 (Wyoming), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Vallorie licensed in Florida?

Yes. Florida regulator records list license LO143285 as active, first effective December 8, 2025 (verified 2026-10-15). LenDb has 1 other state on file for Vallorie. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Vallorie work for?

United Lending Team, INC, company NMLS 2273319, per the lender's own site (verified 2026-10-27). Source: https://wyomingbankingdivision.wyo.gov/.

### How long has Vallorie been licensed?

The earliest state license record LenDb holds for Vallorie is from August 11, 2025 (Wyoming regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://wyomingbankingdivision.wyo.gov/.

## At a glance

- Earliest state license record: August 11, 2025 (Wyoming), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Vallorie A. Gilbreath (FL, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO143285 | active | confirmed | 2025-12-08 | state_regulator | 2026-10-15 |
| WY | Wyoming regulator | state_license | 108974 | active | confirmed | 2025-08-11 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: United Lending Team, INC (NMLS 2273319). Source: https://wyomingbankingdivision.wyo.gov/, verified 2026-10-27.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1486942

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1486942
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Vallorie Gilbreath (NMLS 1486942), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/vallorie-gilbreath-1486942, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._