---
canonical_url: https://lendb.ai/lo/vanessa-cisneros-2080823
json_url: https://lendb.ai/lo/vanessa-cisneros-2080823.json
nmls_id: 2080823
last_verified: 2026-10-28
---

# Vanessa Cisneros

Loan officer at OPTIMUM FIRST INC.. NMLS ID 2080823 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2080823)).

Vanessa Cisneros (NMLS 2080823) is a mortgage loan officer at OPTIMUM FIRST INC., licensed in Florida since 2021 and in Texas, California, Colorado and 3 more states.

**Summary:** Vanessa Cisneros (NMLS 2080823) is a loan officer at OPTIMUM FIRST INC.. Licensed in 7 states confirmed with state regulators: Florida, Texas, California, Colorado, Pennsylvania, Oregon and Illinois. Earliest state license record: October 12, 2021 (Florida), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Vanessa licensed in Florida?

Yes. Florida regulator records list license LO95995 as active, first effective October 12, 2021 (verified 2026-10-15). LenDb has 6 other states on file for Vanessa. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Vanessa work for?

OPTIMUM FIRST INC., company NMLS 240415, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Vanessa been licensed?

The earliest state license record LenDb holds for Vanessa is from October 12, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: October 12, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Vanessa M. Cisneros (CA, CO, FL, OR, PA, TX, as of 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Oregon (OR, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO95995 | active | confirmed | 2021-10-12 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-03-25 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02000502 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100531718 | active | confirmed | 2022-03-28 | state_regulator | 2026-10-16 |
| PA | Pennsylvania regulator | state_license | 118773 | active | confirmed |  | state_regulator | 2026-10-16 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-12-15 | state_regulator | 2026-10-20 |
| IL | Illinois regulator | state_license | 31.0083522 | active | confirmed | 2023-12-20 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: OPTIMUM FIRST INC. (NMLS 240415). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2080823

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2080823
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=296878&contact=523108
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Vanessa Cisneros (NMLS 2080823), OPTIMUM FIRST INC.. LenDb.ai, https://lendb.ai/lo/vanessa-cisneros-2080823, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._