---
canonical_url: https://lendb.ai/lo/vanessa-pham-2690241
json_url: https://lendb.ai/lo/vanessa-pham-2690241.json
nmls_id: 2690241
last_verified: 2026-10-09
---

# Vanessa Pham

Mortgage Loan Officer at Loan Factory. NMLS ID 2690241 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2690241)).

**Summary:** Vanessa Pham (NMLS 2690241) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO145096). Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Vanessa prioritizes transparent, straightforward mortgage guidance focused on helping borrowers understand their options and make confident decisions aligned with long-term goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145096 | active | confirmed | 2026-02-18 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/vanessa-pham-2690241, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2690241

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/vanessa-pham-2690241

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2690241
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/vanessa-pham-2690241

Cite as: Vanessa Pham (NMLS 2690241), Loan Factory. LenDb.ai, https://lendb.ai/lo/vanessa-pham-2690241, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._