---
canonical_url: https://lendb.ai/lo/vanessa-terrell-2352970
json_url: https://lendb.ai/lo/vanessa-terrell-2352970.json
nmls_id: 2352970
last_verified: 2026-10-09
---

# Vanessa Terrell

Team Loan Officer at CrossCountry Mortgage, Chattanooga, TN. NMLS ID 2352970 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2352970)).

**Summary:** Vanessa Terrell (NMLS 2352970) is Team Loan Officer at CrossCountry Mortgage, based in Chattanooga, TN. Lists Georgia and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Non-QM loan and Real estate investor. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/chattanooga-tn-4922/vanessa-terrell/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/chattanooga-tn-4922/vanessa-terrell/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/chattanooga-tn-4922/vanessa-terrell/

## About

Vanessa specializes in down payment assistance and non-QM loans for investment property purchases. She serves Cleveland and Athens, TN with extended hours.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Cleveland, TN; Athens, TN; Downtown Cleveland, TN; Downtown Chattanooga, TN. Source: https://crosscountrymortgage.com/chattanooga-tn-4922/vanessa-terrell/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Chattanooga, TN. Source: https://crosscountrymortgage.com/chattanooga-tn-4922/vanessa-terrell/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2352970

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/chattanooga-tn-4922/vanessa-terrell/
- Office phone and Email on file: shown at https://lendb.ai/lo/vanessa-terrell-2352970#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2352970
- lender_site: https://crosscountrymortgage.com/chattanooga-tn-4922/vanessa-terrell/

Cite as: Vanessa Terrell (NMLS 2352970), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/vanessa-terrell-2352970, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._