---
canonical_url: https://lendb.ai/lo/vernon-appenzeller-214109
json_url: https://lendb.ai/lo/vernon-appenzeller-214109.json
nmls_id: 214109
last_verified: 2026-10-09
---

# Vernon Appenzeller

Loan Officer at ALCOVA Mortgage, Kennesaw, GA. NMLS ID 214109 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/214109)).

**Summary:** Vernon Appenzeller (NMLS 214109) is Loan Officer at ALCOVA Mortgage, based in Kennesaw, GA. Lists Georgia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- community: Supports local chapter SPCA. Source: https://alcova.com/loan-officer/vappenzeller/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Kennesaw, GA. Source: https://alcova.com/loan-officer/vappenzeller/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/214109

## Contact

- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/vappenzeller/
- Email on file: shown at https://lendb.ai/lo/vernon-appenzeller-214109#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/214109
- lender_site: https://alcova.com/loan-officer/vappenzeller/

Cite as: Vernon Appenzeller (NMLS 214109), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/vernon-appenzeller-214109, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._