---
canonical_url: https://lendb.ai/lo/vicente-gutierrez-2088096
json_url: https://lendb.ai/lo/vicente-gutierrez-2088096.json
nmls_id: 2088096
last_verified: 2026-10-09
---

# Vince Gutierrez

Mortgage Loan Originator at NFM Lending, Medford Lakes, NJ. NMLS ID 2088096 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2088096)).

**Summary:** Vince Gutierrez (NMLS 2088096) is Mortgage Loan Originator at NFM Lending, based in Medford Lakes, NJ. Licensed in Florida, confirmed with the state regulator (license LO94424). Also lists Delaware, New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and Self-employed. Speaks Spanish. Earliest state license record: September 13, 2021 (Florida), per state regulator. States 7 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 13, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 7 (source: https://nfmlending.com/loanoriginator/vince-gutierrez/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Delaware (DE, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/vince-gutierrez/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/vince-gutierrez/
- **Self-employed** (`self-employed`): lender page, confidence 0.80, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/vince-gutierrez/

## About

Vince has over 7 years of mortgage lending experience and specializes in working with business owners, investors, and first-time home buyers. He speaks Spanish.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 7. Source: https://nfmlending.com/loanoriginator/vince-gutierrez/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO94424 | active | confirmed | 2021-09-13 | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: NFM Lending (NMLS 2893), Medford Lakes, NJ. Source: https://nfmlending.com/loanoriginator/vince-gutierrez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2088096

## Contact

- linkedin_url: https://www.linkedin.com/in/gutierrezjr/ (source: lender_site, verified 2026-10-09)
- View profile at NFM Lending: https://nfmlending.com/loanoriginator/vince-gutierrez/
- Email on file: shown at https://lendb.ai/lo/vicente-gutierrez-2088096#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2088096
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://nfmlending.com/loanoriginator/vince-gutierrez/

Cite as: Vince Gutierrez (NMLS 2088096), NFM Lending. LenDb.ai, https://lendb.ai/lo/vicente-gutierrez-2088096, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._