---
canonical_url: https://lendb.ai/lo/vickie-lam-345033
json_url: https://lendb.ai/lo/vickie-lam-345033.json
nmls_id: 345033
last_verified: 2026-10-15
---

# Vickie Lam

Mortgage Lender at Full Realty Services, Inc., San Francisco, CA. NMLS ID 345033 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/345033)).

**Summary:** Vickie Lam (NMLS 345033) is Mortgage Lender at Full Realty Services, Inc., based in San Francisco, CA. Licensed in California, confirmed with the state regulator (license 01387958). Speaks English and Chinese. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Chinese
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- service_area: San Francisco Bay Area. Source: https://21stcenturylending.com/lo/vickie-lam/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | 01387958 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Full Realty Services, Inc. (NMLS 241835), San Francisco, CA. Source: https://21stcenturylending.com/lo/vickie-lam/, verified 2026-10-15.
- ? to present: All Elite Loan, Inc. (NMLS 1988481). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/345033

## Contact

- View profile at Full Realty Services, Inc.: https://21stcenturylending.com/lo/vickie-lam/
- Email on file: shown at https://lendb.ai/lo/vickie-lam-345033#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/345033
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- lender_site: https://21stcenturylending.com/lo/vickie-lam/

Cite as: Vickie Lam (NMLS 345033), Full Realty Services, Inc.. LenDb.ai, https://lendb.ai/lo/vickie-lam-345033, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._