---
canonical_url: https://lendb.ai/lo/vickie-phares-1131051
json_url: https://lendb.ai/lo/vickie-phares-1131051.json
nmls_id: 1131051
last_verified: 2026-10-09
---

# Vickie Phares

Mortgage Loan Officer at Truist Bank, Morgantown, WV. NMLS ID 1131051 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1131051)).

**Summary:** Vickie Phares (NMLS 1131051) is Mortgage Loan Officer at Truist Bank, based in Morgantown, WV. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, Jumbo loan and Physician and medical professional. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.23, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/vickie-phares-mortgage-loan-officer-morgantown-wv-26508
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/vickie-phares-mortgage-loan-officer-morgantown-wv-26508
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/vickie-phares-mortgage-loan-officer-morgantown-wv-26508

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Morgantown, WV. Source: https://www.truist.com/finder/mortgage/vickie-phares-mortgage-loan-officer-morgantown-wv-26508, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1131051

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/vickie-phares-mortgage-loan-officer-morgantown-wv-26508
- Office phone and Email on file: shown at https://lendb.ai/lo/vickie-phares-1131051#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1131051
- lender_site: https://www.truist.com/finder/mortgage/vickie-phares-mortgage-loan-officer-morgantown-wv-26508

Cite as: Vickie Phares (NMLS 1131051), Truist Bank. LenDb.ai, https://lendb.ai/lo/vickie-phares-1131051, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._