---
canonical_url: https://lendb.ai/lo/vickie-ratliff-1929205
json_url: https://lendb.ai/lo/vickie-ratliff-1929205.json
nmls_id: 1929205
last_verified: 2026-10-09
---

# Vickie Ratliff

Loan Officer at LeaderOne Financial, Overland Park, KS. NMLS ID 1929205 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1929205)).

**Summary:** Vickie Ratliff (NMLS 1929205) is Loan Officer at LeaderOne Financial, based in Overland Park, KS. Licensed in Florida, confirmed with the state regulator (license LO141790). Focus areas shown on the lender page: First-time buyer and Real estate investor. Licensed since 2025 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.leaderonefinancial.com/mlo/vickie-ratliff, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/vickie-ratliff
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/vickie-ratliff

## About

Vickie Ratliff has over 20 years of experience in the mortgage, banking and real estate industry, dedicated to helping individuals and families achieve homeownership. As a loan originator and small business owner, they specialize in personalized guidance and solutions-driven service for first-time buyers and seasoned investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.leaderonefinancial.com/mlo/vickie-ratliff, verified 2026-10-09.
- role: small business owner. Source: https://www.leaderonefinancial.com/mlo/vickie-ratliff, verified 2026-10-09.
- credential: 100% satisfaction rating. Source: https://www.leaderonefinancial.com/mlo/vickie-ratliff, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO141790 | active | confirmed | 2025-10-06 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: LeaderOne Financial (NMLS 12007), Overland Park, KS. Source: https://www.leaderonefinancial.com/mlo/vickie-ratliff, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1929205

## Contact

- linkedin_url: https://www.linkedin.com/in/vickie-ratliff-bb006625/ (source: lender_site, verified 2026-10-09)
- View profile at LeaderOne Financial: https://www.leaderonefinancial.com/mlo/vickie-ratliff
- Email on file: shown at https://lendb.ai/lo/vickie-ratliff-1929205#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1929205
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.leaderonefinancial.com/mlo/vickie-ratliff

Cite as: Vickie Ratliff (NMLS 1929205), LeaderOne Financial. LenDb.ai, https://lendb.ai/lo/vickie-ratliff-1929205, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._