---
canonical_url: https://lendb.ai/lo/victor-arreola-441635
json_url: https://lendb.ai/lo/victor-arreola-441635.json
nmls_id: 441635
last_verified: 2026-10-09
---

# Victor Arreola

Senior Loan Officer at First Heritage Mortgage, FL. NMLS ID 441635 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/441635)).

**Summary:** Victor Arreola (NMLS 441635) is Senior Loan Officer at First Heritage Mortgage, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO23501). Also lists Illinois and Virginia on the lender page (not yet checked with the state regulator). Speaks Spanish. Earliest state license record: February 17, 2014 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 17, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Victor has more than 20 years of mortgage industry experience and is based in Tampa Bay, Florida. He is passionate about helping families achieve homeownership while building strong community relationships.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: more than 20 years. Source: https://fhmtg.com/officers/victor-arreola/, verified 2026-10-09.
- service_area: Tampa Bay area, Florida. Source: https://fhmtg.com/officers/victor-arreola/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO23501 | active | confirmed | 2014-02-17 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548), FL. Source: https://fhmtg.com/officers/victor-arreola/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/441635

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/victor-arreola/
- Office phone on file: shown at https://lendb.ai/lo/victor-arreola-441635#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/441635
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://fhmtg.com/officers/victor-arreola/

Cite as: Victor Arreola (NMLS 441635), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/victor-arreola-441635, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._