---
canonical_url: https://lendb.ai/lo/victor-varela-1799257
json_url: https://lendb.ai/lo/victor-varela-1799257.json
nmls_id: 1799257
last_verified: 2026-10-09
---

# Victor Varela

Mortgage Loan Officer at Loan Factory, TX. NMLS ID 1799257 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1799257)).

**Summary:** Victor Varela (NMLS 1799257) is Mortgage Loan Officer at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). Earliest state license record: March 22, 2024 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 22, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO127136 | expired | confirmed | 2024-03-22 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), TX. Source: https://www.loanfactory.com/mortgage-expert/victor-varela-1799257, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1799257

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/victor-varela-1799257

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1799257
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/victor-varela-1799257

Cite as: Victor Varela (NMLS 1799257), Loan Factory. LenDb.ai, https://lendb.ai/lo/victor-varela-1799257, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._