{
  "canonical_url": "https://lendb.ai/lo/victoria-kiser-190918",
  "loan_officer": {
    "nmls_id": 190918,
    "slug": "victoria-kiser-190918",
    "canonical_url": "https://lendb.ai/lo/victoria-kiser-190918",
    "md_url": "https://lendb.ai/lo/victoria-kiser-190918.md",
    "json_url": "https://lendb.ai/lo/victoria-kiser-190918.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/190918",
    "full_name": {
      "value": "Victoria Kiser",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
      "verified_at": "2026-10-09"
    },
    "first_name": "Victoria",
    "last_name": "Kiser",
    "headshot_url": {
      "value": "https://www.embracehomeloans.com/media/owfelvjn/vkiser_bio72.jpg",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Vicky has 23 years of mortgage loan origination experience plus 10 years in residential and commercial real estate. She is an active member of the real estate community and consistently ranked among top producers at Embrace Home Loans.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 23,
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2184,
      "lender_name": "Embrace Home Loans",
      "lender_slug": "embrace-home-loans-2184",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "branch_zip": "22030",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2184,
        "lender_name": "Embrace Home Loans",
        "lender_slug": "embrace-home-loans-2184",
        "branch_city": "Fairfax",
        "branch_state": "VA",
        "branch_zip": "22030",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO61481",
        "status": "active",
        "issued_at": "2019-05-22",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "DC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/victoriakiser/",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "23",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Served on NVAR Cares Committee",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Recognized by Washingtonian Magazine as a Top Mortgage Professional",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "President's and Chairman's Club honors every year since 2020",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "New Homes Sales Manager for six years before transitioning to mortgage loan origination",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:36:27.11455+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/victoria-kiser-190918#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2019-05-22",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2019,
      "state": "FL"
    },
    "federal_registration": null
  }
}