--- canonical_url: https://lendb.ai/lo/victoria-kiser-190918 json_url: https://lendb.ai/lo/victoria-kiser-190918.json nmls_id: 190918 last_verified: 2026-10-09 --- # Victoria Kiser Senior Loan Officer at Embrace Home Loans, Fairfax, VA. NMLS ID 190918 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/190918)). **Summary:** Victoria Kiser (NMLS 190918) is Senior Loan Officer at Embrace Home Loans, based in Fairfax, VA. Licensed in Florida, confirmed with the state regulator (license LO61481). Also lists District of Columbia, Maryland, North Carolina, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: May 22, 2019 (Florida), per state regulator. States 23 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: May 22, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 23 (source: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Vicky has 23 years of mortgage loan origination experience plus 10 years in residential and commercial real estate. She is an active member of the real estate community and consistently ranked among top producers at Embrace Home Loans. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 23. Source: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser, verified 2026-10-09. - years_experience: 10. Source: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser, verified 2026-10-09. - community: Served on NVAR Cares Committee. Source: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser, verified 2026-10-09. - credential: Recognized by Washingtonian Magazine as a Top Mortgage Professional. Source: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser, verified 2026-10-09. - credential: President's and Chairman's Club honors every year since 2020. Source: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser, verified 2026-10-09. - role: New Homes Sales Manager for six years before transitioning to mortgage loan origination. Source: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO61481 | active | confirmed | 2019-05-22 | state_regulator | 2026-10-09 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Embrace Home Loans (NMLS 2184), Fairfax, VA. Source: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/190918 ## Contact - linkedin_url: https://www.linkedin.com/in/victoriakiser/ (source: lender_site, verified 2026-10-09) - View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser - Office phone and Email on file: shown at https://lendb.ai/lo/victoria-kiser-190918#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/190918 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser Cite as: Victoria Kiser (NMLS 190918), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/victoria-kiser-190918, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._