---
canonical_url: https://lendb.ai/lo/vince-monferrato-2778949
json_url: https://lendb.ai/lo/vince-monferrato-2778949.json
nmls_id: 2778949
last_verified: 2026-10-09
---

# Vince Monferrato

Outside Loan Originator at CrossCountry Mortgage, Denville, NJ. NMLS ID 2778949 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2778949)).

**Summary:** Vince Monferrato (NMLS 2778949) is Outside Loan Originator at CrossCountry Mortgage, based in Denville, NJ. Licensed in Pennsylvania, confirmed with the state regulator (license 120945). Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/denville-nj-3480/vincent-monferrato/

## About

Vince entered the mortgage industry with a mission to educate borrowers and provide personalized guidance. He previously worked in hospitality and brings a customer-first approach to his lending practice.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 120945 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Denville, NJ. Source: https://crosscountrymortgage.com/denville-nj-3480/vincent-monferrato/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2778949

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/denville-nj-3480/vincent-monferrato/
- Office phone and Email on file: shown at https://lendb.ai/lo/vince-monferrato-2778949#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2778949
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://crosscountrymortgage.com/denville-nj-3480/vincent-monferrato/

Cite as: Vince Monferrato (NMLS 2778949), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/vince-monferrato-2778949, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._