---
canonical_url: https://lendb.ai/lo/vincent-curcio-102096
json_url: https://lendb.ai/lo/vincent-curcio-102096.json
nmls_id: 102096
last_verified: 2026-10-09
---

# Vince Curcio

VP, Senior Loan Officer at First Heritage Mortgage. NMLS ID 102096 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/102096)).

**Summary:** Vince Curcio (NMLS 102096) is VP, Senior Loan Officer at First Heritage Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists District of Columbia, Georgia, Maryland, North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Construction loan and Renovation loan (203k / HomeStyle). Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://fhmtg.com/officers/vince-curcio/
- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://fhmtg.com/officers/vince-curcio/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://fhmtg.com/officers/vince-curcio/

## About

Vince is an experienced branch sales manager skilled in portfolio management, renovation and construction lending, and specialty condominium financing. He serves Washington DC area and Charleston, SC.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: branch sales manager. Source: https://fhmtg.com/officers/vince-curcio/, verified 2026-10-09.
- service_area: Washington DC metro area, Northern Virginia, Charleston SC. Source: https://fhmtg.com/officers/vince-curcio/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO93662 | active | confirmed | 2021-08-27 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 117531 | active | confirmed |  | state_regulator | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/vince-curcio/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/102096

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/vince-curcio/
- Office phone on file: shown at https://lendb.ai/lo/vincent-curcio-102096#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/102096
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://fhmtg.com/officers/vince-curcio/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Vince Curcio (NMLS 102096), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/vincent-curcio-102096, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._