---
canonical_url: https://lendb.ai/lo/vincent-provenza-2819092
json_url: https://lendb.ai/lo/vincent-provenza-2819092.json
nmls_id: 2819092
last_verified: 2026-10-20
---

# Vincent Provenza

Loan officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2819092 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2819092)).

Vincent Provenza (NMLS 2819092) is a mortgage loan officer at INDEPENDENCE HOME LOANS LLC, licensed in Oregon since 2026 and in Florida.

**Summary:** Vincent Provenza (NMLS 2819092) is a loan officer at INDEPENDENCE HOME LOANS LLC. Licensed in 2 states confirmed with state regulators: Florida and Oregon. Earliest state license record: April 3, 2026 (Oregon), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Vincent licensed in Florida?

Yes. Florida regulator records list license LO146531 as active, first effective April 6, 2026 (verified 2026-10-15). LenDb has 1 other state on file for Vincent. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Vincent work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### How long has Vincent been licensed?

The earliest state license record LenDb holds for Vincent is from April 3, 2026 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: April 3, 2026 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Vincent P. Provenza (CA, FL, OR, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO146531 | active | confirmed | 2026-04-06 | state_regulator | 2026-10-15 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-04-03 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2819092 | inactive | confirmed | 2026-05-11 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://dfr.oregon.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2819092

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2819092
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/

Cite as: Vincent Provenza (NMLS 2819092), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/vincent-provenza-2819092, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._