---
canonical_url: https://lendb.ai/lo/vinh-ly-414939
json_url: https://lendb.ai/lo/vinh-ly-414939.json
nmls_id: 414939
last_verified: 2026-10-09
---

# Vinh Ly

Mortgage Banker at Total Mortgage Services, Braintree, MA. NMLS ID 414939 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/414939)).

**Summary:** Vinh Ly (NMLS 414939) is Mortgage Banker at Total Mortgage Services, based in Braintree, MA. Licensed in Florida, confirmed with the state regulator (license LO151473). Earliest state license record: October 6, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: October 6, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Vinh Ly is a Mortgage Banker based in Braintree, Massachusetts, committed to making the mortgage process clear and straightforward for homebuyers and homeowners.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO151473 | active | confirmed | 2026-10-06 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Braintree, MA. Source: https://www.totalmortgage.com/bankers/vinh-ly, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/414939

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/vinh-ly
- Email on file: shown at https://lendb.ai/lo/vinh-ly-414939#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/414939
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/vinh-ly

Cite as: Vinh Ly (NMLS 414939), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/vinh-ly-414939, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._