{
  "canonical_url": "https://lendb.ai/lo/vinod-mahboobani-1009237",
  "lede": {
    "text": "Based in Santa Ana, California, Vinod Mahboobani (NMLS 1009237) is a Mortgage Loan Consultant at Orange County's Credit Union, licensed in Florida.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Vinod licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO126335 as active, first effective February 23, 2024 (verified 2026-10-15).",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Vinod work for?",
      "a": "Orange County's Credit Union, company NMLS 403462, from the Santa Ana, CA office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How long has Vinod been licensed?",
      "a": "The earliest state license record LenDb holds for Vinod is from November 29, 2023 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Vinod states 20 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1009237,
    "slug": "vinod-mahboobani-1009237",
    "canonical_url": "https://lendb.ai/lo/vinod-mahboobani-1009237",
    "md_url": "https://lendb.ai/lo/vinod-mahboobani-1009237.md",
    "json_url": "https://lendb.ai/lo/vinod-mahboobani-1009237.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1009237",
    "full_name": {
      "value": "Vinod Mahboobani",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Vinod",
    "last_name": "Mahboobani",
    "licensed_names": [
      {
        "name": "Vinod Mahboobani",
        "name_with_middle_initial": "Vinod A. Mahboobani",
        "first_name": "Vinod",
        "middle_initial": "A",
        "last_name": "Mahboobani",
        "states": [
          "CA",
          "FL",
          "OR"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://www.orangecountyscu.org/globalassets/products/home-loans/vinod-m-headshot.png",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Vinod Mahboobani is a Mortgage Loan Consultant who says they have over 20 years in the mortgage industry. They say they have helped members navigate changing markets and unique financial situations.",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Loan Consultant",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 403462,
      "lender_name": "Orange County's Credit Union",
      "lender_slug": "orange-county-s-credit-union-403462",
      "branch_city": "Santa Ana",
      "branch_state": "CA",
      "branch_zip": "92705",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "lender_type": "credit_union",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 403462,
        "lender_name": "Orange County's Credit Union",
        "lender_slug": "orange-county-s-credit-union-403462",
        "branch_city": "Santa Ana",
        "branch_state": "CA",
        "branch_zip": "92705",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
        "lender_type": "credit_union",
        "source": "lender_site",
        "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO126335",
        "status": "active",
        "issued_at": "2024-02-23",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "inactive",
        "issued_at": "2025-02-11",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1009237",
        "status": "expired",
        "issued_at": "2025-02-03",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI1009237",
        "status": "inactive",
        "issued_at": "2023-11-29",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-23 04:43:05.584617+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/vinod-mahboobani-1009237#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/vinod-mahboobani/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2023-11-29",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2023,
      "state": "CA"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "credit_union",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}