---
canonical_url: https://lendb.ai/lo/virgil-davis-1092386
json_url: https://lendb.ai/lo/virgil-davis-1092386.json
nmls_id: 1092386
last_verified: 2026-10-26
---

# Virgil Davis

Senior Loan Officer at OM Mortgage, LLC, Tampa, FL. NMLS ID 1092386 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1092386)).

Virgil Davis, NMLS 1092386, works as a Senior Loan Officer at OM Mortgage, LLC in Tampa, Florida and is licensed in Maryland.

**Summary:** Virgil Davis (NMLS 1092386) is Senior Loan Officer at OM Mortgage, LLC, based in Tampa, FL. Licensed in Maryland, confirmed with the state regulator. Also lists Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: June 6, 2017 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Virgil licensed in Maryland?

Yes. Maryland regulator records list a license as active (verified 2026-10-26). LenDb has 1 other state on file for Virgil. Source: https://www.labor.maryland.gov/finance/.

### What lender does Virgil work for?

OM Mortgage, LLC, company NMLS 1972491, from the Tampa, FL office, per the lender's own site (verified 2026-10-23). Source: https://om-mortgage.com/our-team/virgil-davis/.

### How long has Virgil been licensed?

The earliest state license record LenDb holds for Virgil is from June 6, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: June 6, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Virgil H. Davis (FL, MD, as of 2026-10-26)
- Licensed in: Maryland (MD, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Virgil Davis is a Senior Loan Officer licensed in Maryland and Virginia, with a decade plus in home lending. They are especially well-versed in renovation loans and Non-QM loans. They have established relationships in the Greater Baltimore and Washington DC (DMV) areas and hold a Bachelor of Science in Business Administration.

Source: LenDb summary of the lender page, verified 2026-10-23.

## Facts from the lender page and intro

- years_experience: over 10. Source: https://om-mortgage.com/our-team/virgil-davis/, verified 2026-10-23.
- education: Bachelor of Science in Business Administration, North Carolina A&T State University. Source: https://om-mortgage.com/our-team/virgil-davis/, verified 2026-10-23.
- education: Master of Business Administration, Webster University. Source: https://om-mortgage.com/our-team/virgil-davis/, verified 2026-10-23.
- credential: Licenses as a Title Producer and Life Insurance. Source: https://om-mortgage.com/our-team/virgil-davis/, verified 2026-10-23.
- service_area: Greater Baltimore and Washington DC (DMV) areas. Source: https://om-mortgage.com/our-team/virgil-davis/, verified 2026-10-23.
- other: 20 years of corporate and Fortune 500 business experience before mortgage lending. Source: https://om-mortgage.com/our-team/virgil-davis/, verified 2026-10-23.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO44155 | expired | confirmed | 2017-06-06 | state_regulator | 2026-10-15 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| VA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-23 |

## Employment history

- ? to present: OM Mortgage, LLC (NMLS 1972491), Tampa, FL. Source: https://om-mortgage.com/our-team/virgil-davis/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1092386

## Contact

- View profile at OM Mortgage, LLC: https://om-mortgage.com/our-team/virgil-davis/
- Office phone and Email on file: shown at https://lendb.ai/lo/virgil-davis-1092386#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1092386
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.labor.maryland.gov/finance/
- lender_site: https://om-mortgage.com/our-team/virgil-davis/

Cite as: Virgil Davis (NMLS 1092386), OM Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/virgil-davis-1092386, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
