---
canonical_url: https://lendb.ai/lo/vivek-agarwal-2564210
json_url: https://lendb.ai/lo/vivek-agarwal-2564210.json
nmls_id: 2564210
last_verified: 2026-10-09
---

# Vivek Agarwal

Mortgage Loan Officer at Loan Factory. NMLS ID 2564210 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2564210)).

**Summary:** Vivek Agarwal (NMLS 2564210) is Mortgage Loan Officer at Loan Factory. Licensed in Pennsylvania, confirmed with the state regulator (license 114280). Also lists Alabama, Arkansas, Arizona, California, Georgia, Illinois, Massachusetts, Minnesota and 4 more on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records). States 3 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 3 (source: https://www.loanfactory.com/mortgage-expert/vivek-agarwal-2564210, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Massachusetts (MA, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Vivek brings over 20 years of sales experience and 3 years specializing in mortgages, with expertise in DSCR loans, conventional, FHA, refinances, and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 3. Source: https://www.loanfactory.com/mortgage-expert/vivek-agarwal-2564210, verified 2026-10-09.
- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/vivek-agarwal-2564210, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO128989 | expired | confirmed | 2024-05-24 | state_regulator | 2026-10-09 |
| PA | state_license | 114280 | active | confirmed |  | state_regulator | 2026-10-10 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/vivek-agarwal-2564210, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2564210

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/vivek-agarwal-2564210

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2564210
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.loanfactory.com/mortgage-expert/vivek-agarwal-2564210

Cite as: Vivek Agarwal (NMLS 2564210), Loan Factory. LenDb.ai, https://lendb.ai/lo/vivek-agarwal-2564210, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._