---
canonical_url: https://lendb.ai/lo/vivian-vilchis-1852586
json_url: https://lendb.ai/lo/vivian-vilchis-1852586.json
nmls_id: 1852586
last_verified: 2026-10-24
---

# Vivian Vilchis

Mortgage Loan Officer at Clear Mortgage Capital, Inc.. NMLS ID 1852586 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1852586)).

Vivian Vilchis (NMLS 1852586) is a Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in California since 2025.

**Summary:** Vivian Vilchis (NMLS 1852586) is Mortgage Loan Officer at Clear Mortgage Capital, Inc.. Licensed in California, confirmed with the state regulator (license CA-DFPI1852586). Earliest state license record: September 10, 2025 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Vivian licensed in California?

Yes. California regulator records list license CA-DFPI1852586 as active, first effective September 10, 2025 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Vivian work for?

Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-15). Source: https://clearmortgagecapital.com/loan-officer/d553b2d3-9005-49d6-a2c0-fb36ec6ac51d/VivianVilchis.

### How long has Vivian been licensed?

The earliest state license record LenDb holds for Vivian is from September 10, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: September 10, 2025 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1852586 | active | confirmed | 2025-09-10 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Clear Mortgage Capital, Inc. (NMLS 1935005). Source: https://clearmortgagecapital.com/loan-officer/d553b2d3-9005-49d6-a2c0-fb36ec6ac51d/VivianVilchis, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1852586

## Contact

- View profile at Clear Mortgage Capital, Inc.: https://clearmortgagecapital.com/loan-officer/d553b2d3-9005-49d6-a2c0-fb36ec6ac51d/VivianVilchis
- Office phone on file: shown at https://lendb.ai/lo/vivian-vilchis-1852586#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1852586
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://clearmortgagecapital.com/loan-officer/d553b2d3-9005-49d6-a2c0-fb36ec6ac51d/VivianVilchis

Cite as: Vivian Vilchis (NMLS 1852586), Clear Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/vivian-vilchis-1852586, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._