---
canonical_url: https://lendb.ai/lo/wanda-cruz-218631
json_url: https://lendb.ai/lo/wanda-cruz-218631.json
nmls_id: 218631
last_verified: 2026-10-09
---

# Wanda Cruz

Loan Officer at CrossCountry Mortgage, Acworth, GA. NMLS ID 218631 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218631)).

**Summary:** Wanda Cruz (NMLS 218631) is Loan Officer at CrossCountry Mortgage, based in Acworth, GA. Lists Georgia on the lender page (not yet checked with the state regulator). Earliest state license record: December 14, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 14, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Wanda is a Loan Officer serving the Acworth, GA community with expertise in conventional, FHA, and home equity loans for first-time homebuyers and refinancing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Acworth, GA. Source: https://crosscountrymortgage.com/acworth-ga-4726/wanda-cruz/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO99060 | expired | confirmed | 2021-12-14 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Acworth, GA. Source: https://crosscountrymortgage.com/acworth-ga-4726/wanda-cruz/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218631

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/acworth-ga-4726/wanda-cruz/
- Office phone and Email on file: shown at https://lendb.ai/lo/wanda-cruz-218631#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218631
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/acworth-ga-4726/wanda-cruz/

Cite as: Wanda Cruz (NMLS 218631), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/wanda-cruz-218631, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._