---
canonical_url: https://lendb.ai/lo/warren-gray-93743
json_url: https://lendb.ai/lo/warren-gray-93743.json
nmls_id: 93743
last_verified: 2026-10-09
---

# Warren Gray

Senior Mortgage Specialist at Loan Factory. NMLS ID 93743 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/93743)).

**Summary:** Warren Gray (NMLS 93743) is Senior Mortgage Specialist at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO79118). Also lists Alabama, California, Ohio and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: December 21, 2020 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 21, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), California (CA, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Since 2005, Warren Gray has navigated mortgage markets for nearly two decades, guiding clients through economic shifts. He has personally financed nearly 200 loans totaling over $72 million.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2005. Source: https://www.loanfactory.com/mortgage-expert/warren-gray-93743, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO79118 | active | confirmed | 2020-12-21 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/warren-gray-93743, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/93743

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/warren-gray-93743

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/93743
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/warren-gray-93743

Cite as: Warren Gray (NMLS 93743), Loan Factory. LenDb.ai, https://lendb.ai/lo/warren-gray-93743, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._