{
  "canonical_url": "https://lendb.ai/lo/wayne-angelo-143707",
  "loan_officer": {
    "nmls_id": 143707,
    "slug": "wayne-angelo-143707",
    "canonical_url": "https://lendb.ai/lo/wayne-angelo-143707",
    "md_url": "https://lendb.ai/lo/wayne-angelo-143707.md",
    "json_url": "https://lendb.ai/lo/wayne-angelo-143707.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/143707",
    "full_name": {
      "value": "Wayne Angelo",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Wayne",
    "last_name": "Angelo",
    "headshot_url": null,
    "bio": {
      "value": "Wayne has nearly 25 years of mortgage industry experience and teaches real estate finance courses. Based in Lancaster, PA, he's passionate about educating clients on home financing options and guiding them through purchase and refinance processes with honesty and transparency.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Originating Branch Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Lancaster",
      "branch_state": "PA",
      "branch_zip": "17603",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Lancaster",
        "branch_state": "PA",
        "branch_zip": "17603",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "46879",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Real estate finance instructor",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 21:03:51.673691+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/wayne-angelo-143707#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/lancaster-pa-2519/wayne-angelo/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}