---
canonical_url: https://lendb.ai/lo/wenderson-zephir-2777898
json_url: https://lendb.ai/lo/wenderson-zephir-2777898.json
nmls_id: 2777898
last_verified: 2026-10-09
---

# Wenderson Zephir

Mortgage Loan Officer at Loan Factory. NMLS ID 2777898 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2777898)).

**Summary:** Wenderson Zephir (NMLS 2777898) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO144171). Also lists Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: January 14, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 14, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO144171 | active | confirmed | 2026-01-14 | state_regulator | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/wenderson-zephir-2777898, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2777898

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/wenderson-zephir-2777898

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2777898
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/wenderson-zephir-2777898

Cite as: Wenderson Zephir (NMLS 2777898), Loan Factory. LenDb.ai, https://lendb.ai/lo/wenderson-zephir-2777898, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._