---
canonical_url: https://lendb.ai/lo/wenzhen-cai-841978
json_url: https://lendb.ai/lo/wenzhen-cai-841978.json
nmls_id: 841978
last_verified: 2026-10-26
---

# Wenzhen Cai

Loan officer at Go Rascal Inc.. NMLS ID 841978 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/841978)).

Wenzhen Cai (NMLS 841978) is a mortgage loan officer at Go Rascal Inc., licensed in Texas since 2020 and in New York, Pennsylvania, Arkansas and 4 more states.

**Summary:** Wenzhen Cai (NMLS 841978) is a loan officer at Go Rascal Inc.. Licensed in 8 states confirmed with state regulators: Texas, New York, Pennsylvania, Arkansas, Oregon, California, Massachusetts and Maryland. Earliest state license record: June 30, 2020 (Texas), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Wenzhen licensed in Texas?

Yes. Texas regulator records list a license as active, first effective June 30, 2020 (verified 2026-10-13). LenDb has 7 other states on file for Wenzhen. Source: https://www.sml.texas.gov/.

### What lender does Wenzhen work for?

Go Rascal Inc., company NMLS 2072896, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Wenzhen been licensed?

The earliest state license record LenDb holds for Wenzhen is from June 30, 2020 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: June 30, 2020 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), New York (NY, confirmed), Pennsylvania (PA, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO90487 | expired | confirmed | 2021-06-30 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2020-06-30 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |
| PA | Pennsylvania regulator | state_license | 91589 | active | confirmed |  | state_regulator | 2026-10-16 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-11-06 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI841978 | active | confirmed | 2021-02-16 | state_regulator | 2026-10-24 |
| MA | Massachusetts regulator | state_license | MLO841978 | active | confirmed |  | state_regulator | 2026-10-26 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: Go Rascal Inc. (NMLS 2072896). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/841978

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/841978
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Wenzhen Cai (NMLS 841978), Go Rascal Inc.. LenDb.ai, https://lendb.ai/lo/wenzhen-cai-841978, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._