---
canonical_url: https://lendb.ai/lo/william-baralt-372335
json_url: https://lendb.ai/lo/william-baralt-372335.json
nmls_id: 372335
last_verified: 2026-10-10
---

# William Baralt

Branch Manager, VP at Lower, Clearwater, FL. NMLS ID 372335 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/372335)).

**Summary:** William Baralt (NMLS 372335) is Branch Manager, VP at Lower, based in Clearwater, FL. Licensed in Florida, confirmed with the state regulator (license LO9586). Earliest state license record: August 30, 2011 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: August 30, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO9586 | active | confirmed | 2011-08-30 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Lower (NMLS 1124061), Clearwater, FL. Source: https://www.lower.com/loan-officers/florida/clearwater/william-baralt, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/372335

## Contact

- linkedin_url: http://www.linkedin.com/in/bill-baralt-9413843 (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/florida/clearwater/william-baralt
- Office phone and Email on file: shown at https://lendb.ai/lo/william-baralt-372335#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/372335
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/florida/clearwater/william-baralt

Cite as: William Baralt (NMLS 372335), Lower. LenDb.ai, https://lendb.ai/lo/william-baralt-372335, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._