---
canonical_url: https://lendb.ai/lo/william-cossey-2248023
json_url: https://lendb.ai/lo/william-cossey-2248023.json
nmls_id: 2248023
last_verified: 2026-10-26
---

# Will Cossey

Loan Officer at Blue Water Mortgage, LLC. NMLS ID 2248023 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2248023)).

Will Cossey (NMLS 2248023) is a Loan Officer at Blue Water Mortgage, LLC, licensed in Florida since 2022 and in Massachusetts.

**Summary:** Will Cossey (NMLS 2248023) is Loan Officer at Blue Water Mortgage, LLC. Licensed in 2 states confirmed with state regulators: Florida and Massachusetts. Also lists Maine and New Hampshire on the lender page (not yet checked with the state regulator). Earliest state license record: August 18, 2022 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Will licensed in Florida?

Yes. Florida regulator records list license LO112180 as active, first effective August 18, 2022 (verified 2026-10-15). LenDb has 3 other states on file for Will. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Will work for?

Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15). Source: https://bluewatermtg.com/our-team/will-cosey/.

### How long has Will been licensed?

The earliest state license record LenDb holds for Will is from August 18, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: August 18, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): William C. Cossey (FL, MA, as of 2026-10-26)
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, confirmed), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO112180 | active | confirmed | 2022-08-18 | state_regulator | 2026-10-15 |
| MA | Massachusetts regulator | state_license | MLO2248023 | active | confirmed |  | state_regulator | 2026-10-26 |
| ME |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NH |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Blue Water Mortgage, LLC (NMLS 1291). Source: https://bluewatermtg.com/our-team/will-cosey/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2248023

## Contact

- linkedin_url: https://www.linkedin.com/in/will-cossey-ba2b01240/ (source: lender_site, verified 2026-10-15)
- View profile at Blue Water Mortgage, LLC: https://bluewatermtg.com/our-team/will-cosey/
- Office phone and Email on file: shown at https://lendb.ai/lo/william-cossey-2248023#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2248023
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees
- lender_site: https://bluewatermtg.com/our-team/will-cosey/

Cite as: Will Cossey (NMLS 2248023), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/william-cossey-2248023, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._