{
  "canonical_url": "https://lendb.ai/lo/william-gill-453608",
  "loan_officer": {
    "nmls_id": 453608,
    "slug": "william-gill-453608",
    "canonical_url": "https://lendb.ai/lo/william-gill-453608",
    "md_url": "https://lendb.ai/lo/william-gill-453608.md",
    "json_url": "https://lendb.ai/lo/william-gill-453608.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453608",
    "full_name": {
      "value": "William J. Gill",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-gill",
      "verified_at": "2026-10-09"
    },
    "first_name": "William",
    "last_name": "Gill",
    "headshot_url": {
      "value": "https://www.totalmortgage.com/_next/image?url=https%3A%2F%2Fwww.totalmortgage.com%2Fstatic%2Fuploads%2Fheadshots%2FWilliam_J_Gill_453608%2FWilliam_J_Gill_453608_1764093874239_small.jpg&w=640&q=75",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-gill",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "William has 12 years of financial experience and is an expert in purchase loans. He works with borrowers across California, Connecticut, Florida, Massachusetts, New York, and New Jersey, utilizing a boutique approach with personal attention and a commitment to superior products and rates.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-gill",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-gill",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-gill",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 8,
    "years_experience": {
      "value": 12,
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-gill",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 2764,
      "lender_name": "Total Mortgage Services",
      "lender_slug": "total-mortgage-services-2764",
      "branch_city": "Fairfield",
      "branch_state": "CT",
      "branch_zip": "06824",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.totalmortgage.com/bankers/william-gill",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-gill",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2764,
        "lender_name": "Total Mortgage Services",
        "lender_slug": "total-mortgage-services-2764",
        "branch_city": "Fairfield",
        "branch_state": "CT",
        "branch_zip": "06824",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/william-gill",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-gill",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO101158",
        "status": "expired",
        "issued_at": "2022-01-26",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-gill",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-gill",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-gill",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-gill",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-gill",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-gill",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "12",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-gill",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Division Manager",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-gill",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 13:03:06.693828+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/william-gill-453608#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-gill",
      "verified_at": "2026-10-09"
    }
  }
}