---
canonical_url: https://lendb.ai/lo/william-jennings-1446249
json_url: https://lendb.ai/lo/william-jennings-1446249.json
nmls_id: 1446249
last_verified: 2026-10-09
---

# Kirk Jennings

Senior Loan Officer at First Heritage Mortgage, Raleigh, NC. NMLS ID 1446249 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1446249)).

**Summary:** Kirk Jennings (NMLS 1446249) is Senior Loan Officer at First Heritage Mortgage, based in Raleigh, NC. Lists North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: November 9, 2017 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 9, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Kirk Jennings is an accomplished Senior Loan Officer based in Raleigh, North Carolina with extensive financial industry experience. He provides personalized loan options and transparent communication for first-time homebuyers, refinancing, and investment opportunities.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Raleigh, North Carolina. Source: https://fhmtg.com/officers/kirk-jennings/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO48208 | inactive | confirmed | 2017-11-09 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548), Raleigh, NC. Source: https://fhmtg.com/officers/kirk-jennings/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1446249

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/kirk-jennings/
- Office phone on file: shown at https://lendb.ai/lo/william-jennings-1446249#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1446249
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://fhmtg.com/officers/kirk-jennings/

Cite as: Kirk Jennings (NMLS 1446249), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/william-jennings-1446249, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._