---
canonical_url: https://lendb.ai/lo/william-kirkpatrick-2792484
json_url: https://lendb.ai/lo/william-kirkpatrick-2792484.json
nmls_id: 2792484
last_verified: 2026-10-09
---

# William Kirkpatrick

Loan Consultant/Advisor at CrossCountry Mortgage, Wilmington, NC. NMLS ID 2792484 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2792484)).

**Summary:** William Kirkpatrick (NMLS 2792484) is Loan Consultant/Advisor at CrossCountry Mortgage, based in Wilmington, NC. Licensed in Florida, confirmed with the state regulator (license LO144333). Also lists Georgia, North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, VA loan and FHA loan. Earliest state license record: January 21, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 21, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/wilmington-nc-5214/william-kirkpatrick/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/wilmington-nc-5214/william-kirkpatrick/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/wilmington-nc-5214/william-kirkpatrick/

## About

Retired law enforcement detective bringing discipline and problem-solving to mortgage lending. Focuses on personalized service and clear guidance for first-time buyers, refinances, and home purchases.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO144333 | active | confirmed | 2026-01-21 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Wilmington, NC. Source: https://crosscountrymortgage.com/wilmington-nc-5214/william-kirkpatrick/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2792484

## Contact

- linkedin_url: https://www.linkedin.com/in/bill-kirkpatrick-67660034/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/wilmington-nc-5214/william-kirkpatrick/
- Office phone and Email on file: shown at https://lendb.ai/lo/william-kirkpatrick-2792484#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2792484
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/wilmington-nc-5214/william-kirkpatrick/

Cite as: William Kirkpatrick (NMLS 2792484), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/william-kirkpatrick-2792484, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._