---
canonical_url: https://lendb.ai/lo/william-lee-underwood-1423725
json_url: https://lendb.ai/lo/william-lee-underwood-1423725.json
nmls_id: 1423725
last_verified: 2026-10-09
---

# William Lee Underwood

Mortgage Loan Officer at Loan Factory. NMLS ID 1423725 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1423725)).

**Summary:** William Lee Underwood (NMLS 1423725) is Mortgage Loan Officer at Loan Factory. Licensed in Pennsylvania, confirmed with the state regulator (license 54351). Also lists Delaware, Georgia and New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan and Real estate investor. States 40 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 40 (source: https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, confirmed), Delaware (DE, lender_reported), Georgia (GA, lender_reported), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725

## About

William Underwood has over 40 years in financial services, including Wall Street investment banking. He focuses on helping clients navigate home buying and real estate investing through traditional and non-traditional mortgages, and is an active real estate investor himself.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 40. Source: https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725, verified 2026-10-09.
- role: Wall Street investment professional, former marketing company owner. Source: https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 54351 | active | confirmed |  | state_regulator | 2026-10-10 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1423725

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1423725
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.loanfactory.com/mortgage-expert/william-lee-underwood-1423725

Cite as: William Lee Underwood (NMLS 1423725), Loan Factory. LenDb.ai, https://lendb.ai/lo/william-lee-underwood-1423725, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._