---
canonical_url: https://lendb.ai/lo/william-mcelroy-48244
json_url: https://lendb.ai/lo/william-mcelroy-48244.json
nmls_id: 48244
last_verified: 2026-10-09
---

# Billy McElroy

Originating Branch Manager at CrossCountry Mortgage, Sewell, NJ. NMLS ID 48244 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/48244)).

**Summary:** Billy McElroy (NMLS 48244) is Originating Branch Manager at CrossCountry Mortgage, based in Sewell, NJ. Licensed in 6 states: Florida, California, Delaware, New Jersey, Pennsylvania and Washington. Focus areas shown on the lender page: Down payment assistance, Non-QM loan and Renovation loan (203k / HomeStyle). 5 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 5
- Years experience (stated by the LO): 25 (source: https://crosscountrymortgage.com/sewell-nj-3423/william-mcelroy/, verified 2026-10-09)
- Licensed in: Florida (FL), California (CA), Delaware (DE), New Jersey (NJ), Pennsylvania (PA), Washington (WA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/sewell-nj-3423/william-mcelroy/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/sewell-nj-3423/william-mcelroy/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/sewell-nj-3423/william-mcelroy/

## About

Billy has 25+ years of mortgage experience and leads Team McElroy in Sewell, NJ. He serves South Jersey, Philadelphia and surrounding markets, emphasizing transparency, education, and personalized mortgage solutions tailored to each client's long-term financial goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://crosscountrymortgage.com/sewell-nj-3423/william-mcelroy/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO88794 | active | 2021-06-03 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Sewell, NJ. Source: https://crosscountrymortgage.com/sewell-nj-3423/william-mcelroy/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/48244

## Contact

- linkedin_url: https://www.linkedin.com/in/billy-mcelroy-b0425932/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/sewell-nj-3423/william-mcelroy/
- Office phone and Email on file: shown at https://lendb.ai/lo/william-mcelroy-48244#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/48244
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/sewell-nj-3423/william-mcelroy/

Cite as: Billy McElroy (NMLS 48244), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/william-mcelroy-48244, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._