---
canonical_url: https://lendb.ai/lo/william-pendergraft-887706
json_url: https://lendb.ai/lo/william-pendergraft-887706.json
nmls_id: 887706
last_verified: 2026-10-09
---

# Will Pendergraft

Loan Officer at Churchill Mortgage. NMLS ID 887706 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/887706)).

**Summary:** Will Pendergraft (NMLS 887706) is Loan Officer at Churchill Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alabama, Arkansas, Arizona, California, Connecticut, Georgia, Iowa, Illinois and 10 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and VA loan. Earliest state license record: March 1, 2024 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 1, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), New Hampshire (NH, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, confirmed), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/will-pendergraft
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/will-pendergraft

## About

Will has 15 years of mortgage expertise with a background in Conventional, FHA, and VA loans. He is a U.S. Navy veteran with a Bachelor of Arts in Business Administration and prior experience in retirement planning.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: U.S. Navy Veteran. Source: https://www.churchillmortgage.com/loan-officers/will-pendergraft, verified 2026-10-09.
- education: Bachelor of Arts in Business Administration. Source: https://www.churchillmortgage.com/loan-officers/will-pendergraft, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO126493 | active | confirmed | 2024-03-01 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 118336 | active | confirmed |  | state_regulator | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Churchill Mortgage (NMLS 1591). Source: https://www.churchillmortgage.com/loan-officers/will-pendergraft, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/887706

## Contact

- View profile at Churchill Mortgage: https://www.churchillmortgage.com/loan-officers/will-pendergraft
- Office phone and Email on file: shown at https://lendb.ai/lo/william-pendergraft-887706#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/887706
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.churchillmortgage.com/loan-officers/will-pendergraft
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Will Pendergraft (NMLS 887706), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/william-pendergraft-887706, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
