---
canonical_url: https://lendb.ai/lo/william-rance-2779120
json_url: https://lendb.ai/lo/william-rance-2779120.json
nmls_id: 2779120
last_verified: 2026-10-09
---

# Bill Rance

Mortgage Loan Officer at Loan Factory. NMLS ID 2779120 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2779120)).

**Summary:** Bill Rance (NMLS 2779120) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO145468). Also lists Alabama, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, Real estate investor, Renovation loan (203k / HomeStyle) and Vacation home. Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/bill-rance-2779120
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/bill-rance-2779120
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/bill-rance-2779120
- **Vacation home** (`vacation-home`): lender page, confidence 0.75, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/bill-rance-2779120

## About

Bill Rance is a real estate investor with experience in fix-and-flip projects, ground-up construction, and rental properties. He now works with investors, builders, and homeowners to structure financing strategies focused on capital efficiency and deal execution.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Real estate investor turned mortgage professional. Source: https://www.loanfactory.com/mortgage-expert/bill-rance-2779120, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145468 | active | confirmed | 2026-03-03 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/bill-rance-2779120, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2779120

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/bill-rance-2779120

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2779120
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/bill-rance-2779120

Cite as: Bill Rance (NMLS 2779120), Loan Factory. LenDb.ai, https://lendb.ai/lo/william-rance-2779120, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._